Representative Robert Garcia introduces H.R. 10820: Epstein Wall Street Records Act of 2026

We have received text from H.R. 10820: Epstein Wall Street Records Act of 2026. This bill was received on 2026-10-15, and currently has 20 cosponsors.

Here is a short summary of the bill:

This bill would require major U.S. financial regulators to look for, collect, and release records related to Jeffrey Epstein and related individuals at financial institutions they supervised.

What records would be covered

The bill defines a covered institution as any current or former financial institution with known or alleged ties to Jeffrey Epstein, any entity he owned or controlled, Ghislaine Maxwell, or one of their associates.

The bill defines covered records broadly. These include supervisory and oversight records held by financial regulators, such as:

• exam reports
• examiner notes
• communications between regulators and the institution
• investigatory filings
• internal regulatory communications
• matters requiring attention or immediate attention
• other records created or obtained while supervising the institution

What agencies would have to do

The bill applies to the Federal Reserve, the Office of the Comptroller of the Currency, the FDIC, and the SEC.

Within 90 days of enactment, each agency would have to send physical copies of all covered records it has to the relevant committees in Congress.

Within 120 days, each agency would have to make those records public in a searchable and downloadable format. The agencies would have to withhold or redact personal information about victims, including victim medical or personal files, and provide a written explanation for each redaction or withholding.

Investigations the bill would require

The bill would require each agency to immediately begin investigations into covered institutions and relevant senior executives. These investigations would look at whether the institution or executives:

• violated banking, securities, or anti-money laundering laws
• did business with Jeffrey Epstein, Ghislaine Maxwell, or their associates
• failed to properly supervise employees who helped evade compliance or regulatory scrutiny
• had enough controls to detect illicit activity
• had communications with Epstein, Maxwell, or associates
• destroyed any related documents, and if so, when, why, and by whom

Possible penalties

If the agencies find that a senior executive at an insured bank or similar institution violated or helped violate banking or anti-money laundering laws in connection with Epstein-related accounts or transactions, the Federal Reserve, FDIC, or OCC would have to consider penalties. These could include:

• barring the executive from participating in the affairs of insured depository institutions
• civil monetary penalties

If the SEC finds similar misconduct involving a broker-dealer, investment adviser, or certain other regulated securities firms, it could seek or impose:

• bans on the person’s association with regulated securities firms
• civil penalties

Criminal referrals and reporting

If, during an investigation, an agency reasonably believes a federal crime may have occurred, it would have to refer the matter to the Attorney General.

Within 180 days, the heads of the Federal Reserve supervision function, the OCC, the FDIC, and the SEC would have to send Congress a report describing the results of the investigations and any criminal referrals made.

Relevant Companies

None found

Representative Robert Garcia Bill Proposals

Here are some bills which have recently been proposed by Representative Robert Garcia:

• H.R.10820: Epstein Wall Street Records Act of 2026
• H.R.9741: To name the District of Columbia tuition assistance grant program the "Eleanor Holmes Norton District of Columbia Tuition Assistance Grant Program".
• H.R.8508: Piers Reinvestment Act
• H.R.7827: Stop Militarizing Our Streets Act of 2026
• H.R.6085: Stop Ballroom Bribery Act
• H.R.6056: International Human Rights Defense Act of 2025

You can track bills proposed by Representative Robert Garcia on Investivoq's politician page for Garcia.

Representative Robert Garcia Net Worth

Investivoq estimates that Representative Robert Garcia is worth $258.0K, as of October 16th, 2026. This is the 441st highest net worth in Congress, per our live estimates.

Garcia has approximately $0 invested in publicly traded assets which Investivoq is able to track live.

You can track Representative Robert Garcia's net worth on Investivoq's politician page for Garcia.

2026 California's 42nd Congressional District Election

There has been approximately $3,578,733 of spending in California's 42nd congressional district elections over the last two years, per our estimates.

Approximately $164,997 of this has been from outside spending by PACs and Super PACs.

The rating for this race is currently "Solid D".

You can track this election on our matchup page for the 2026 California's 42nd congressional district election.

This article is not financial advice. See Investivoq's disclaimers for more information.